What would happen if you became disabled and suddenly had to stop working? How would you pay your mortgage? What about your utilities, your auto insurance, or even food? You would likely discover that Social Security and employer-sponsored disability income insurance plans leave you coming up short. How long could you survive on your savings? Having disability insurance can provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.
1DB offers solutions for various income levels and provides disability income insurance through a range of providers. Since policies can vary significantly, we will guide you through the process of determining which policy best suits your needs. One of the popular riders offered by select insurance companies, is the “return of premium” rider. In essence, you pay a little more for the add-on and if there aren’t any claims on your policy, you GET ALL YOUR MONEY BACK at age 65.
Considering all that your income means to you, isn’t it important enough to speak with 1DB today?