Fixed Income

Fixed income is a non-equity type of investment that obligates the borrower (also known as the issuer) to make payments on a fixed schedule. If you lend money and the borrower has to pay interest once a month, you have been issued a fixed-income security.

Some of the products available through 1DB’s fixed income department include:

  • Treasury securities, including US government bonds, bills, notes and TIPS (Treasury Inflation-Protected Securities).
  • Municipal bonds, including insured and zero-coupon bonds.
  • Corporate bonds.
  • Mortgage pass-through bonds, including Ginnie Mae and Fannie Mae.
  • Adjustable-rate mortgage bonds (ARMs).
  • Collateralized mortgage obligations (CMOs).
  • CD’s – Bank Certificates of Deposit.
  • Unit Investment Trusts, or UITs.

A 1DB Independent Financial Consultant can provide details or assist with the purchase of any of the instruments above.